Are you responsible for a teen driver? The powerful car your teen dreams about would probably cause you some sleepless nights. These tips can help you make a reliable, safe choice when car buying for a beginner:
1) Look for a car with up-to-date safety technology. Today’s vehicles come with airbags, anti-lock brakes and vehicle stability systems. Older used cars may be missing some of these features.
2) Check vehicle model safety records, many of which can be found online. Choosing a car model with a low accident rate not only keeps driver and passengers safe, but could mean a lower insurance premium.
3) If you select a used car, ask to see the maintenance and repair records. A check of online car accident records can also help. A well-cared for car is less likely to break down on the road, while a car that has been damaged in a previous accident may have hidden stability or structural problems.
4) After making a purchase, teach your teen to keep the car in safe running condition with oil changes, tire pressure checks, brake inspections, and other routine maintenance.
Weeks & Associates Insurance Services, located in Thousand Oaks, can help you with all of your auto insurance needs. If you’re located in Southern California and would like an appointment or a quote, contact us.
As spring approaches, Ventura County is beginning to buzz with preparation for a number of yearly events.
The 27th Annual Spring Arts & Crafts Festival at Borchard Community Center in Newbury Park is among the more popular of these. This year’s festival is slated for Saturday and Sunday, March 1 and 2, serving as an occasion to mark the near-end of winter and to greet the spring.
From 10 a.m. to 4 p.m. each day, visitors can browse the wares of more than 100 craftspeople and artisans. Children are welcome to attend, as there will be a hands-on activity area in which they can make their own art and crafts.
The event, which also features food vendors, is free to the public. Borchard Community Center is located at Borchard Park, which consists of picnic areas, tennis and basketball courts, three softball fields, a soccer field and a sand volleyball court, among other amenities.
If you are in the Thousand Oaks part of Southern California and are interested in your insurance coverage options, contact Weeks & Associates Insurance Services today.
Did you have a romantic Valentine’s Day? Weeks & Associates Insurance Services hopes you did! Remember, if you gave or received an expensive piece of jewelry this Valentine’s Day, you may need to get it scheduled separately on your insurance to ensure full coverage.
While standard homeowners insurance and renters insurance covers the possessions in your home, standard policies only insure individual items up to a certain point. To get full coverage of your expensive pieces of jewelry (and other valuable items like art and furs), you need to schedule the item on your insurance policy.
Scheduled items must have their value certified with a receipt or an appraisal. For more information about insuring jewelry, and to learn more about what’s covered under your homeowners insurance policy or renters policy, contact your insurance agent at Weeks & Associates.
We know that your Valentine’s Day gifts are very special, and we want to help you keep them safe with the proper insurance coverage.
Once the police have been notified, the driver of the stolen company car should contact his employer. Business auto insurance has provisions for the handling of a commercial vehicle that is stolen. Specific details about the situation must be reported. The employee will want to provide details concerning:
- The location where the car was stolen
- Condition of the vehicle – was it running? – were the doors locked?
- Any extraneous details concerning the situation
Negligence is an important factor in determining how the auto theft situation will be handled. Employers trust each employee to use precautions when using the company vehicles. In some cases, the company does not carry comprehensive auto insurance on every vehicle. The company would cover the cost of the vehicle if only liability auto insurance is on the company car.
Under comprehensive auto insurance, the insurer will require that the policyholder wait a certain number of days before the claim is paid. A car that is recovered will be examined for damage. Insurance coverage will pay for repairs to the recovered vehicle minus the deductible.
Weeks & Associates Insurance Services offers business auto insurance policies. Each client has specific needs that can be assessed and met through the right combination of coverage.
Contact us today to find out about the flexible coverage options available.
Car makers have made great strides in improving the reliability of their cars. These days, it’s not unusual for cars to last well past the 100,000 mile mark. That durability makes buying a used car an appealing option for many people.
If you’re considering a used car, keep these points in mind:
1) Consider a certified vehicle. This means the dealer has put the car through a comprehensive mechanical and structural check. Some dealers will offer to repair a certified vehicle if problems occur soon after purchase.
2) Look for a vehicle history report. If you have the VIN of car, you can use online services to see if it was ever reported in an accident or had extensive repairs.
3) Get more than a test drive. Make sure you can have an independent mechanic check the car. If the seller resists this, there may be hidden problems with the car.
4) Beware of wear and tear. If the interior or body shows signs that the car was not cleaned or care for, it’s reasonable to assume that the previous owner might not have taken care of routine maintenance either.
Once you’ve found the right car, Weeks & Associates Insurance Services can help you get the right auto insurance. Learn more by contacting us.
According to the American Academy of Pediatrics the number of children who sustain trampoline injuries continues to rise. They are discouraging the use of home trampolines stating children can be seriously injured and there is no way to reduce the chances of injuries occurring.
Statistics for Home Trampoline Injuries
According to the latest statistics from 2009, there was a reported 98,000 injuries related to trampolines. Trampoline injuries averaged by age group as follows:
- Ages 0 to 4 years-old:160 injuries
- Ages 5 to 14 year-old: 97,840 injuries
Falls accounted for up to 40% of trampoline injuries. Safety netting does not reduce the chances of injuries, in fact it increases it as children seem to enjoy climbing on it. The American Academy of Pediatrics said “climbing the netting increases the risk of injury.” In addition, up to a half of all trampoline injuries occurred when an adult was present.
Types of Trampoline Injuries
- Broken bones
- Dislocated bones
The most common bone that is injured is the ankle. On the rare occasion more serious injuries such as head injuries and neck injuries do occur and sometimes they can leave permanent damage such as paralysis.
The best way to prevent trampoline injuries is to simply not buy one for your kids. There are plenty of other activities they can participant in.
If you need homeowners insurance contact Weeks & Associates Insurance Services.
Early and strong, this year’s flu season is under way with a vengeance. If you have not been vaccinated it’s not too late if you don’t yet have the flu. But the longer you wait, the better chance you have of contracting the virus before the shots can help to ward off the disease.
The heavy 2014 flu season is already affecting the entire nation, with only ten states reporting anything less than widespread infection rates. As is usually the case, several strains of influenza are afflicting victims, with the avian flu, H1N1, being the most predominant variety found. This is the latest strain of “bird flu” that became an international pandemic in 2009.
Ten influenza-related pediatric deaths were already reported in only the second week of the 2014 flu season, according to the World Health Organization (WHO). All ten national health regions were already reporting outpatient treatments of influenza-like illnesses (ILI) at levels above the national baseline averages.
As always, your best protections include frequent hand washing, covering your coughs with a sleeve (not your hand), and getting vaccinated as early as possible.
Your best insurance against flu is the combination of cleanliness and a vaccine. The best insurance against financial losses and other asset protection services can be found at Weeks & Associates Insurance Services, serving the Greater Los Angeles area and beyond. Contact us today for a quote.
February 2 is Groundhog Day, when he allegedly emerges from his burrow and predicts how soon winter will end by virtue of whether he sees his own shadow or not. It’s a fun story, made even more popular by the 1993 film, Groundhog Day.
But is Punxsutawney Phil the only character who predicts seasonal changes? Nope. There are others. Meet the bear and the caterpillar.
A quite similar tradition in Serbia has it that on February 15, the hibernating bear will awaken and emerge from her den. As she makes her way sleepily out of winter cold storage, if she sees her shadow in her groggy condition she, too, will become frightened and return to slumber for another 40 days before spring arrives.
There is also the wooly bear caterpillar, which is the larval form of the Isabella tiger moth. Before winter begins, this black and brown caterpillar is said to predict the severity of the winter by the number of rust-colored segments in the center of the animal’s body. The more brownish segments, the milder the coming winter is supposed to be.
Luckily, protecting your financial assets is far more predictable than the weather, and Weeks & Associates has a far better record in doing their job than any of these seasonal prognosticators.
Serving the Greater Los Angeles area and beyond, Weeks & Associates Insurance Services is here to answer all your questions on asset protection. Contact us today.
No matter which team you root for, you can be a winner at Super Bowl 2014 by celebrating safely. Here are a few tips to guide you before, during and after the big game.
1) Don’t risk driving under the influence of alcohol or drugs. You know the serious legal consequences, no doubt. But did you know that the typical DUI offense, without any injuries or serious property damage, can still cost up to $10,000 in fines and legal fees?
2) Pick a designated driver, if you drive to a party where alcohol will be served. Remember, beyond the dangers of driving under the influence, the roads will be filled with other drivers returning home from Super Bowl parties. Have someone alert and sober behind the wheel.
3) Chill before you grill. For tailgating and grilling safety, remember to handle food carefully. Keep cold foods cold in a cooler packed with ice, and use a meat thermometer to make sure grilled meats reach at least 140 degrees before serving.
4) Get up and move around. The combination of football, epic commercials and the half-time show means four to five hours of uninterrupted TV viewing. Keep your circulation moving by getting up and walking around for a few minutes every hour.
Weeks & Associates Insurance Services can help you feel like a winner with your auto insurance needs. Learn more by contacting us.
Road trips and long distance traveling can evoke laughter and good times, but lack of space can make it challenging to enjoy the ride long-term. Maximize space in your vehicle by increasing your cargo space. Use the following options to make more room when traveling by car.
Roof Racks: Found in a variety of sizes and styles to suit all types of vehicles, removable roof racks can carry everything from suit cases and coolers to canoes and skis. To keep your items dry while traveling, cover them with a waterproof tarp and secure with bungee cords.
Hitch Racks: Hitch racks are installed on the back of vehicles to tow boats, bikes, and other large items. Unlike roof racks, hitch racks do not affect the fuel efficiency of your vehicle.
Tow-Behinds: If you need a sufficient amount of cargo space while traveling, consider investing in a tow-behind. These trailers can be found in both open and enclosed styles for complete flexibility. They are also more secure than exposed roof and hitch racks, deterring criminals from stealing your possessions.
To make sure that your auto insurance policy is up to date before traveling, contact Weeks & Associates Insurance of Thousand Oaks, CA.