Apr 5 The Importance of Updating Your Home Inventory

The Importance of Updating Your Home Inventory

Here’s why you should update your home inventory this spring.

While updating your home inventory is a tedious activity, it’s incredibly important that you do so every year. If you haven’t already updated your inventory, you should undertake this activity this spring. Not convinced? Here are some of the reasons why it’s important to have an updated home inventory on hand.

1) Most homeowners insurance policies offer coverage for the personal possessions you keep in your home. However, this coverage does have limits. The best way to check that your policy is offering you the coverage that you need is by having an updated home inventory. When you have an accurate estimation of how much it would cost to replace your personal possessions, you can then determine whether you have the right overage to fit your needs. This, in turn, can alert you that it’s time to update your home insurance policy’s coverage options.

2) Another reason why it’s good to have an updated home inventory on hand is that it can help you take stock of your possessions following a fire, burglary, or other devastating event. If you face such a situation, you’ll need to determine which possessions you need to file an insurance claim for. By using your inventory as a checklist, you can determine which items were stolen or damaged and therefore need a claim. By having an updated list of your belongings, you can make the claims process easier and less stressful for everyone involved.

These are some of the reasons why you should update your home inventory this spring.  Do you have more questions regarding your inventory of your homeowners insurance in general?  Turn to the professionals at Weeks & Associates Insurance Services in Thousand Oaks, California.  Our dedicated team is ready to get you the coverage that you need today.  Contact us to get started today.

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Weeks & Associates Insurance Services
25 W. Rolling Oaks Dr. Suite 212 Thousand Oaks, CA 91361
Phone: 805-497-6607