Sep 19

What You Need To Know About Insuring A Used Car

Whether you are looking to purchase a pre-owned vehicle for your new teen driver or looking for an older secondary vehicle, it is important that you obtain the necessary auto insurance coverage. Used cars are insured differently than new cars. Gathered are some helpful tips to guide you through the process of insuring your new, used vehicle:

  • Since you will not need as much collision and comprehensive coverage for your older vehicle, you will save a little on auto insurance in this category. However, your liability limits will likely remain stagnant whether you choose to go for a used car or a new car because you are still a liability risk. Old and new cars cause the same damage when they are involved in an accident.
  • Before you finalize any transactions, be sure to check the vehicle make and model’s history. Are they involved in a lot of car accidents? Are they extremely safe? The vehicle’s history will make an impact on how much you pay to insure your used car.
  • Next, it is time to evaluate the driving history of the particular car you are looking to insure. Check how many accidents it has been involved in and whether or not it has undergone extreme repairs. You will also want to find out why the vehicle is up for sale in the first place. Did the last owner simply want a new car, or were they having reoccurring issues with the vehicle? This will determine how your insurance company calculates a premium.
  • Most importantly, be sure to maintain a clean driving record. Each accident you are involved in and each traffic ticket you receive will highly affect your auto insurance premium.

Contact Weeks & Associates Insurance for all of your auto insurance needs. Located in Thousand Oaks, California, we can help provide your used car with sufficient coverage.

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Weeks & Associates Insurance Services
25 W. Rolling Oaks Dr. Suite 212 Thousand Oaks, CA 91361
Phone: 805-497-6607