Don’t leave your auto coverage vulnerable to insurance gaps!
With so many different types of car insurance coverage, it’s hard to determine which type of policy fits your needs. Not all policies are created equally. While there are some policies that give you basic coverage, other policies can give you added coverage that protects you from insurance gaps. Make sure to check out these common auto insurance gaps and see how you can increase your coverage.
In the event that your car is stolen, your liability coverage won’t cut it. Liability insurance only covers you in the event that you cause damage to another person. Should your car get stolen, it’s then your responsibility to replace it. However, greater coverage can help you. With comprehensive coverage, your car is covered if it gets stolen.
Non-Accident Related Damages.
In the event that your car is damaged when you’re not in an accident, you’re responsible for fixing it. Whether it’s broken into, or a tree falls on your vehicle, it’s your responsibility to fix it if you don’t have comprehensive and collision coverage. It also helps to keep you covered should you incur damages to your car in the event that you cause an accident.
You’re cruising along in your car with all your friends. The music is blasting, windows are down, and you’re all having fun. However, driving with others is a huge responsibility. Whether it’s friends, family, or co-workers, should you get into an accident, you may be liable for any injuries. While your insurance policy may cover some liability, it may not give you enough coverage. Be sure to avoid liability gaps and get additional liability coverage.
Make sure your car is insurance gap free and invest in the right auto insurance. The professionals at Weeks & Associates Insurance Services in Thousand Oaks, California can help you find the best personal and commercial insurance for your needs. Contact us for more information.