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Many homeowners fail to inquire about all the details of their home policy, which then causes them to be surprised when they find out that it doesn’t cover flood insurance. Some homeowners believe they don’t need flood insurance because they do not live in special flood hazard areas. There are two types of flood insurance:Read more

Umbrella insurance provides personal coverage that extends beyond car, boat or home insurance. It also covers the cost for legal fees when a claim is brought against your business for offenses including libel, defamation and vandalism. While you may think that you have enough protection with basic policies, umbrella insurance policy is a far-reaching coverageRead more

When most people inquire about car insurance, they rarely think of asking about fire damage. Depending on where you live, fire damage is a distinct possibility. Living in areas where wildfires are common will increase your risk of fire damage. There are also other types of fire and smoke damage that can impact the conditionRead more

If you want to minimize your spending during the holidays, there are several things you can do to start. While you cannot always save money, you can slow down your spending and start to change your habits for next year. The earlier you start planning your holiday spending, the less you will have to spendRead more

Usually, most Americans tend to binge-eat and consume excessive amounts of alcohol on Thanksgiving Day, caring less about the repercussions of unhealthy eating, including, among others, indigestion and food poisoning. To give you an idea, an average American consumes nearly 4,500 calories on Thanksgiving Day, as reported by the Calorie Control Council. In most cases,Read more

Workers’ compensation insurance is a mandatory requirement for businesses. Both state and federal law demand that companies provide workers’ compensation for the employees they have on their payroll. Apart from staying in compliance with the law, there are other benefits associated with having a sufficient amount of workers’ compensation in place for your employees. HavingRead more

Over the years, several common myths have surrounded homeowners insurance, raising questions such as whether specific forms of damages will be covered or not. If you are a homeowner, don’t let these misconceptions and inaccuracies cost you. Here are 4 common myths related to homeowners insurance and their debunked truths that will set your mindRead more

The most important decision you can ever take after buying a vehicle is to choose the right auto insurance policy to protect your investment. There are several different types of insurance coverage to choose from. In addition to the type of insurance, you should also determine if you are eligible for any discounts. Insurance companiesRead more

To promote inclusivity and support minority communities, businesses, both large and small, are becoming increasingly diverse. Put simply, being a diverse business means employing individuals with different characteristics, including, among others, religion, age, gender, and race. Keeping this in mind, diversity, and inclusion for small businesses is important for a number of reasons. For instance,Read more

The Centers for Disease Control and Prevention (CDC) says car crashes are the leading cause of death among teens in the U.S., with teen motorists ages 15 to 19 being four times more likely to be involved in a crash compared to older motorists. Since teens are largely high-risk motorists, they typically face high autoRead more