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There are many reasons why you may need to change your home insurance policy or carrier. For example, it could be due to price, coverage options, discounts, or the level of satisfaction. There are also some situations where it makes sense to switch your home insurance company.  For example, if another insurance company offers youRead more

Many homeowners are starting to embrace the idea of generating their own electricity using solar panels. This is due to the numerous benefits they provide, the most enticing one being the extent to which they can reduce electricity bills. If you’re planning to install solar panels on your property, you may be wondering if theyRead more

Most states require employers, including small business owners, to purchase workers’ compensation insurance for their employees. Regardless of the number of employees, size of the business, or revenue, small business owners are expected to ensure that their workers are covered by workers’ compensation insurance. What Is Workers’ Compensation? Employers are legally obligated to do everythingRead more

Buying a boat is not a decision that you make out of the blue. Owing to the pandemic, boat rides have proven to be a potential way to avoid crowds while still enjoying the outdoors. There are several things to consider before you buy a boat such as when to buy, boat shows, choosing aRead more

There’s no doubt about how indispensable our homes and property are to us. It goes beyond the structures; there are valuable items, documents, home interior finishes, and memories invested in our homes. Sadly, as much as we realize the importance of insuring our homes, very few people understand what their premium covers and how itRead more

According to experts, an estimated 25 percent of drivers on the road are driving without insurance. When an accident is caused by an uninsured motorist, it costs money for drivers of insured cars in property damage, personal injury, higher insurance premiums, and the cost of a lawsuit. Sadly, many people do not understand the implicationsRead more

Do you have homeowners insurance? Is your policy inadequate, or you intend to reduce coverage? Changing your homeowners policy is something that you can do anytime. There are many good reasons, usually remarkable life events, that could necessitate the change. You could be shopping for home insurance because most mortgage lenders require you to buyRead more

Who is a high-net-worth individual? Why does a high-net-worth individual require corresponding high-net-worth auto insurance? An individual with a high net worth has more to lose from accidents, especially when they are the at-fault driver. A low-net-worth individual may declare bankruptcy after liquidating all assets for payment of claims. On the other hand, the high-net-worthRead more

We do not usually ponder car accidents, but if they happen, the information below will guide you in filing for car accident claims and help you gather evidence for a possible personal injury. If you are not injured, it is important to gather evidence from your accident yourself. The speed with which your insurer willRead more

Many homeowners fail to inquire about all the details of their home policy, which then causes them to be surprised when they find out that it doesn’t cover flood insurance. Some homeowners believe they don’t need flood insurance because they do not live in special flood hazard areas. There are two types of flood insurance:Read more