Find out how these factors may change your auto insurance rates.

When it comes to your auto insurance, it's important that you get the necessary coverage. That way you're well protected from dangers on the road. However, once you choose the coverage that best fits your needs, it's important to keep in mind that your insurance rates may change over time. Various factors in your life influence your rates. Check out what some of these factors are and how they change our auto insurance rates so that you can be well prepared for change.

Traffic Accidents.

When you're involved in an accident, be wary of your insurance rates. Different types of insurance coverage have different rules. Some may overlook your first accident while others increase your rates. If you have a habit of getting into accidents, you can expect your rates to increase.

A New Car.

When you change your car, whether you're buying or leasing, new or pre-owned, your auto insurance is going to change. The type of car that you have as well as the age of the car are key factors in determining your rates. The older your car, the lower the rates. However, when your car has the latest safety features, you also pay a lower insurance rate. When looking to change your vehicle, consider how the type of car you're getting affects your auto insurance rates.

A Move.

Often overlooked, it's important to consider how a move will affect your rates. The environment in which you live has an impact on your car insurance rates. The safer the neighborhood, the lower your rates. Even when moving across town, make sure to pay attention to your rates and how they change based on your zip code. When it comes to your changing lifestyle, it's important that you have the auto insurance coverage that you need. The professionals at Weeks & Associates Insurance Services in Thousand Oaks, California can help you find the best personal and commercial insurance for your needs. Contact us for more information.