Due to weather and temperature changes, riding a motorcycle all through the year might not be feasible. It is exciting when the weather becomes good again, and you can get your motorcycle back on the road. Before you go back on the road, there are some things you should do to get your motorcycle ready to ride.
Here's what you need to do before you get your motorcycle back on the road
1. Inspect Your Bike
When your motorcycle sits unused for several months, it can cause a few issues. Checking all the main systems is a must. Check your engine, tires, brakes, and the general appearance of the bike. Doing an oil change is a good idea. Make sure there is no rust in your gas tank, as this can cause damage if you run the bike with rust in the fuel. You might need to replace the spark plugs too.
2. Insure Your Bike
Once your bike is checked over and made ready for the road, make sure you also check your insurance. Review your insurance policy to verify that it is updated and reflects the situation you are currently in.
Checking to make sure you have updated insurance coverage ensures you are aware if there is a need to switch your policy back to the limits you normally carry on your bike. Your insurance premium amount can change if you have recently moved or somehow increased the number of miles you usually ride. Reviewing your coverage can help you identify and make changes to address these issues. Some of the other things to check for are coverage for your bike and equipment, and coverage for injuries to others or yourself.
Bike and Equipment Coverage
One type of bike and equipment coverage is the new motorcycle replacement, which funds the loss of your bike within a specific time frame or number of miles by replacing it with a new one. You want to be sure you have this coverage before getting back on the road. Also, if you have customized your bike recently, make sure that the value of your upgrades is listed in the value, or your bike may not be covered.
Lastly, be sure to check if your insurance covers any protective gear or personal belongings you might carry on your bike or if you'll need a special endorsement for them to be covered. This will help you save money if an accident occurs.
Injury Coverage
Some policies grant coverage for occasional riders or guest riders by covering medical expenses if you or your authorized rider sustains injuries related to the bike. You can also get uninsured or underinsured motorist coverage which keeps you protected in case the third-party responsible for the accident has no insurance or has limited insurance. By checking up on your motorcycle insurance, you can be completely sure that you have the appropriate coverage and are well protected on the road.
You need to remain updated and review your insurance coverage consistently because situations can change at any time. You do not want to be left financially stranded if an unexpected event arises.
For more understanding and a better walk-through of motorcycle insurance coverage, contact our experts at
Weeks & Associates Insurance Services in Thousand Oaks, California. We are ready to meet all your insurance needs today.
