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If you’re a motorcycling enthusiast, having the right insurance in place will help protect yourself, your ride, and the passengers. Here are the four essential coverage options your motorcycle insurance policy should have to ensure your safety. 1. Medical Payments and Personal Injury Protection (PIP) Medical payments coverage is mostly like your health insurance andRead more

Whether it’s a small part of your house or the entire property, renting out the unused spaces can help you make some extra income. However, before that, you need to consider making a few changes to your homeowners insurance policy to ensure your property is protected. Changing Homeowners Policy The homeowners insurance for a houseRead more

While working from home, you may have purchased a general liability insurance policy that will cover the expenses if a client experiences any injuries or damages while visiting your property. However, a general liability insurance policy won’t cover the financial damages caused to a client. For that, you need errors & omissions insurance, also knownRead more

The COVID-19 outbreak has forced us to reconsider almost every aspect of our lives, especially how we purchase and consume goods. Although it is advised to stay indoors to be safe, shopping groceries and other supplies is inevitable. This is the summertime, so you might also be thinking of buying fresh groceries from the farmersRead more

The coverage limit you choose decides how much coverage you will receive when faced with losses. Here’s what you should know about insurance coverage limits to help you make an informed decision. What Are Insurance Coverage Limits? Insurance coverage limits refer to the maximum amount of money your insurer will pay towards an insurance claim.Read more

Auto insurance is an essential component of your financial management. However, it comes at a cost. The premium cost depends on several factors. Once you know them, you can go through your policy and find ways to reduce your rates. 1. Marital Status Many major insurance companies believe that married people get into fewer accidents.Read more

Billions of dollars get stolen every year due to identity theft, a growing trend around the world. Incidents like losing your mobile phone or wallet or logging onto a public Wi-Fi network can make you vulnerable to identity theft. Wondering what you can do to protect your identity? Here are some helpful steps: Be CautiousRead more

While filing an insurance claim, a homeowners insurance deductible is the amount you pay to cover the damage, after which the insurance company pays the rest. The deductible amount can be a fixed dollar value, a fixed percentage of the claim amount, or a mix of both. When Should You Pay Deductibles? For every singleRead more

As a homeowner, taking care of your home can be quite difficult. You may be left with a question: how can I ensure the proper maintenance of my house? With summertime around the corner, it might be useful to review your home and tackle any problems. Here is a list of summer home maintenance tasksRead more

If you’re considering getting insurance for your rented house, you may have a few questions about renters insurance and whether it’s worth it. Here are some facts about renters insurance that will help you clear your misconceptions. 1. Any Damage Done by Pets Will Be Covered Many policies include pet liability coverage in the unlikelyRead more