Use this guide to help you decipher your auto insurance quote.

As a driver, you know how important it is to have the right auto insurance coverages in place. If you are looking for car insurance, then you have likely requested quotes from multiple insurers. However, once you actually receive these quotes, you might realize that you can't decipher them. If this is true for you, don't worry. You can use this information to help you read your quote. The Deck Page The main page of your quote is known as the declarations, or €œdeck€ page. On this page, you will find information such as the car you want to insure, your additional insured drivers, your deductibles, discounts, and so on. Somewhere at the top of this page you will find a series of numbers such as €œ50/150/40.€ This set of numbers denotes the dollar amounts of coverage (in thousands) that you are quoted for. The first number (in this example, 50) refers to the maximum amount of bodily injury coverage you will receive per person. The second number refers to the maximum bodily injury coverage you will receive for all injuries sustained in an auto accident. Finally, the third number denotes the maximum amount of property damage liability coverage you are quoted for. Additional Coverages In addition to the coverages included on the deck page, you should also be aware of the additional coverages you have access to as well. Some of the most common optional coverages include:

• Collision: Covers the damages to your car caused by a collision event.
• Comprehensive: Covers the damages to your car caused by anything other than a collision event (fire, vandalism, extreme weather event, etc.)
• Medical Payments: Covers the medical treatment that you and your passengers might require after an accident. This coverage is no-fault, meaning that you can access this coverage regardless of who was at fault for the accident.
• Under/Uninsured Motorist: Covers your medical and repair expenses in the event that you get into an accident with a driver who does not have enough insurance to cover your losses.

Use this information to help you decipher your auto insurance quote.  Do you have further questions regarding your auto insurance?  Then don't hesitate to contact the experts at Weeks & Associates Insurance Services in Thousand Oaks, California.  Our dedicated team is ready to assist you with all your coverage needs today.