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Insurance plays a key role in the lives of individuals who want to protect and save themselves from financial losses. Similarly, when you open a business, there are many risk factors involved. You should try to avoid unnecessary spending while you establish your business. You should be extra careful if your business is small. WeeksRead more

Every business needs commercial property insurance, regardless of whether it owns or leases a building. Your premises and equipment are the lifelines of your business. However, loss or damage to such things may result in downtime, which is inconvenient and costly and could also hurt your reputation if you’re unable to satisfy your customer’s needs.Read more

When insuring your business, you will likely need general liability coverage to stay covered against third-party injury and property damage claims, and related expenses. Many business owners, especially those just starting, assume that all insurance policies are the same and that getting coverage for all businesses is the same. Obtaining good coverage will require attentionRead more

Many homeowners are starting to embrace the idea of generating their own electricity using solar panels. This is due to the numerous benefits they provide, the most enticing one being the extent to which they can reduce electricity bills. If you’re planning to install solar panels on your property, you may be wondering if theyRead more

Umbrella insurance provides personal coverage that extends beyond car, boat or home insurance. It also covers the cost for legal fees when a claim is brought against your business for offenses including libel, defamation and vandalism. While you may think that you have enough protection with basic policies, umbrella insurance policy is a far-reaching coverageRead more

How you can safeguard against common commercial risks. As a business owner, you understand that you are subject to certain risks.  Because certain threats are more common than others, it’s important to safeguard against these risks.  Here’s what you can do to prevent common types of loss and liability events at your business. Burglary andRead more

How you can insure your home-based business. If you are like many other small business owners and have chosen to run your company out of your home, then you may assume that your homeowners insurance has you covered.  Unfortunately, this probably isn’t the case.  Here’s what you need to know about insuring your home-based business.Read more

Understand your business insurance by asking these questions. Just because you are an expert when it comes to your business, does not mean that you are an expert when it comes to your company’s insurance.  To ensure that you have the coverage you need, make sure you ask your insurance agent these questions. What typesRead more

Set these new year’s resolutions to help your business grow. While you have probably already set personal resolutions for this year, have you thought about making resolutions for your business?  By setting goals for yourself and your company, you can help your business advance in 2020.  Here are some of the business resolutions you shouldRead more

How host liquor liability insurance can protect you from holiday party risks. As a business owner, you may want to throw a company holiday party to raise employee morale and reward your staff for all the hard work they have put in this year.  However, if you plan on serving alcohol at your company event,Read more