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Apart from influencing the buying and selling price, the location of your property also affects your home insurance premium. Just like the age and construction of your house, its location is used to assess the risk to the insurer. Here are some location-related factors that can impact your home insurance rate: Construction Costs Homeowners insuranceRead more

Does your academic achievement influence your car insurance costs? When your car insurance provider calculates your rates, they will take factors such as your driving history and car’s make and model into account.  However, some insurers also account for seemingly unrelated factors, as well.  For instance, some carriers will consider your education level when determiningRead more

  What insurance fraud entails. While telling a small lie or concealing the truth might not seem like a big deal, it can cause a serious issue when it comes to your insurance.  This is because being anything less than truthful with your insurance provider constitutes insurance fraud.  But what exactly is insurance fraud andRead more

  Make sure you don't fall for these home insurance myths. Navigating the home insurance market is complicated as it is and common coverage misconceptions only make things more confusing.  To ensure that you do not get sidetracked by these myths, here are some of the most common ones explained and debunked. Myth 1- AllRead more

  Here’s how your past claims will affect your auto insurance rates. Among the many factors that affect your auto insurance rates, your past claims history is one of the most heavily weighted considerations.  But why exactly do auto insurance providers care so much about the claims that you’ve filed in the past?  Here’s whatRead more

  Don’t make these costly mistakes when it comes to your car insurance. If you are inexperienced, then securing and managing your auto insurance can be challenging.  Oftentimes, people make car insurance mistakes that end up costing them a significant amount of money down the road.  If you do not want this to happen toRead more

  Suggestions to reduce your insurance rates. As a homeowner, the last thing you want to do is pay more for your home insurance than you have to.  Fortunately, there are ways that you can lower your payments without compromising your coverage.  Here are some of the suggestions that you should try to save moneyRead more

  These home improvements can translate into savings on your homeowners insurance. It’s no secret that homeowners insurance is a financial investment.  While having the right home insurance is a necessity, this does not mean that this coverage has to break the bank.  In fact, did you know that making upgrades around your home canRead more

  Here are some of the things that you should focus on during your New Year's insurance review. The start of the New Year is a great time to reflect on all of the life changes you have experienced in the past year. It’s is also a great time to review your various insurance policiesRead more

  Here's what you need to know about the personal liability coverage included in your homeowners insurance policy. Homeowners insurance is divided into four major coverages: property coverage, personal property coverage, loss of use coverage, and personal liability coverage. Personal liability coverage is what will offer financial protection in the event that someone injures themselvesRead more