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How you can safeguard against common commercial risks. As a business owner, you understand that you are subject to certain risks.  Because certain threats are more common than others, it’s important to safeguard against these risks.  Here’s what you can do to prevent common types of loss and liability events at your business. Burglary andRead more

Making these security improvements can help you save on homeowners insurance. As a homeowner, the last thing that you want to do is overpay for home insurance.  This is why you should do everything in your power to keep your premiums as low as possible.  One way that you can save on your insurance isRead more

How you can insure your home-based business. If you are like many other small business owners and have chosen to run your company out of your home, then you may assume that your homeowners insurance has you covered.  Unfortunately, this probably isn’t the case.  Here’s what you need to know about insuring your home-based business.Read more

Common home insurance terms that you should know. If you have just purchased your first home, then this is probably also your first time dealing with homeowners insurance.  Unfortunately, many first-time homebuyers end up making uninformed insurance decisions because they do not have a clear understanding of the specifics of their policies.  To help youRead more

Understand your business insurance by asking these questions. Just because you are an expert when it comes to your business, does not mean that you are an expert when it comes to your company’s insurance.  To ensure that you have the coverage you need, make sure you ask your insurance agent these questions. What typesRead more

How cutting our cigarettes can help you save on life insurance. When you apply for life insurance, one of the first things the insurance company will ask about is whether or not you smoke or use tobacco products.  Smoking, chewing tobacco, and using other nicotine products are a concern for life insurance companies because theyRead more

Updating your home inventory after the holidays. Now that the winter holidays have passed, it’s time to review and update your home inventory.  But why should you undertake this tedious task now?  By adding all the gifts you received during the holiday to your inventory, you can ensure they are covered by your personal propertyRead more

Why you should consider getting a joint auto policy with your partner. If you are in a long-term relationship, then getting a joint auto policy probably isn’t the first thing you think about when imagining couples’ activities.  However, there are some significant advantages associated with combining your auto coverage with your partner’s.  Here’s why youRead more

Is roadside assistance worth it for you? Roadside assistance is coverage that helps drivers when their car breaks down.  Typically, drivers secure this coverage through their auto insurance provider, and almost every carrier offers this optional coverage.  Adding roadside assistance to your auto policy will cover things like towing services, flat tire service, lockout services,Read more

Knowing when it’s time to conduct a life insurance review. Your life insurance policy cannot live up to its full potential if you leave it to sit unattended.  The best way to maximize your policy is by regularly reviewing and updating your coverage.  But how do you know when it’s time for a review?  HereRead more