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Using homeowners insurance endorsements to extend your coverage. Contrary to what you might think, your homeowners insurance policy does not automatically protect you from every peril that comes your way.  Oftentimes, homeowners need to supplement their policy to secure the comprehensive coverage that they need.  But how can you extend your home insurance coverage?  ThisRead more

Best term life insurance endorsements. When it comes to life insurance, many people rely on term life policies.  Term life insurance is the most popular form of life insurance coverage because it is straightforward and very affordable.  However, term life policies do not always offer all the coverage that you need.  This is why manyRead more

  Why you need to keep your life insurance policy. If you are like most people, then you've secured life insurance to protect your loved ones in the event of your unexpected death.  However, it can be difficult to invest money in something that you hope never happens.  When money gets tight, you may beRead more

  Take advantage of these employee benefits. While many employers offer their staff the opportunity to enroll in optional health benefits, a significant number of employees choose not to take these benefits in order to receive higher pay. While this might seem like a smart financial strategy, forgoing these health coverages could leave you exposedRead more

Can business insurance help my brand? As a business owner, you are constantly looking for ways to improve your company's brand image.  While employing multi-tiered marketing strategies and creating a recognizable company-aesthetic are both important in establishing your brand, there are other elements that influence consumers' perceptions of your company.  While you might not thinkRead more

  Do you need to buy insurance for your rental car? As a responsible driver, renting a car can introduce an insurance dilemma.  Should you buy insurance through the rental company or is your existing auto coverage enough?  If you are not sure what to do, then here's what you need to know about personalRead more

  How swimming pools affect your home insurance. If you are thinking about building a pool in your yard, then you have a lot to consider.  One of the things that you should consider is how having a pool will affect your homeowners insurance.  As a pool will increase your personal liability and property damageRead more

  Can you waive your home insurance deductibles? Many homeowners are worried about filing insurance claims because they do not want to pay their deductible.  But did you know that there are certain situations in which you can bypass your deductible payment and still access your coverage?  This can happen if you have a waiverRead more

  What insurance fraud entails. While telling a small lie or concealing the truth might not seem like a big deal, it can cause a serious issue when it comes to your insurance.  This is because being anything less than truthful with your insurance provider constitutes insurance fraud.  But what exactly is insurance fraud andRead more

  Learning about your home insurance. As a homeowner, you need to review your policy for certain pieces of information.  Taking this step will ensure that you are not caught off-guard by a claims event.  Here are some of the essential things that you should learn about your home insurance policy. Basic Information First thingsRead more