Take these steps if an employee gets injured in your workplace.
As a business owner, it is your responsibility to keep your employees safe. Unfortunately, sometimes accidents are simply unavoidable. If one of your employees sustains an injury while on the job, here are the steps you need to take.
Get Medical Attention
Immediately after an accident, assess the employee’s injuries and get them the medical attention they need. Even if the employee insists that they’re fine, you should still have them examined by a medical professional; you never know if they might have some latent injuries. Even after your employee is in the care of a doctor, you should stay informed about their status and recovery.
Secure the Scene of the Accident
After getting your employee to a hospital, you need to secure the scene of the accident. To accurately capture the conditions under which the accident took place, take photos of the scene, preserve surveillance footage, and gather statements from the injured worker and any witnesses. This information will assist with your claims investigation. Even if the employee is not seriously injured during the incident, you should still investigate to prevent the same accident from happening again.
File a Claim
Finally, you should call your workers compensation insurance provider and begin the claims process. It is important that you do not forgo this step in favor of paying for an employee’s injuries out of your own pocket. This is because an employee’s injuries might turn out to be more extensive than you thought, or the employee might decide to sue for damages. The best way to protect your employee’s rights and your company’s assets is by securing coverage through the official claims process.
These are some of the steps that you should take to effectively handle an employee injury in the workplace. Want another way to protect your employees and company? M ake sure you have the right business insurance protections in place. For assistance with your commercial coverage needs, contact the experts at Weeks & Associates Insurance Services in Thousand Oaks, California today.