Here are some of the types of insurance that you should secure before starting college.
Are you heading off to college this fall? If so, it’s important that you are ready for anything that comes your way. One of the best ways to be prepared is by having the proper insurance protections in place. Here are some of the essential personal coverages that you cannot afford to overlook this semester.
Most colleges and universities now require their students to carry some minimum level of health insurance. Generally, schools will offer students the option to enroll in a campus health plan or show proof of coverage under their parents’ health insurance. If you would like to remain under your parents’ policy, make sure you contact your school to ask how you can waive your enrollment into the student health plan.
Whether you are planning to live on or off campus, you will need to secure protection for your personal possessions. By getting the right renters insurance policy, you can ensure you receive compensation in the event that your belongings are damaged or stolen. Additionally, having renters insurance will ensure you are covered in the event that you are involved in a personal liability issue.
Finally, if you are planning on taking a car to campus, it’s important that you have the proper auto insurance protections in place. If you are attending school in state, you are likely covered under your family’s auto policy. However, if you are going to a school that’s out-of-state or if you meet a certain set of conditions, you may need to secure your own policy. Be sure to contact your insurance provider to learn about your specific insurance needs.
These are some of the personal coverages that you should secure before heading off to college. Looking for assistance with your insurance? Then contact the experts at Weeks & Associates Insurance Services in Thousand Oaks, California. Our dedicated team is ready to get you covered today.