Should you bundle your home and auto insurance?
Generally, bundling your home and auto insurance is a great way to save on both coverages. However, bundling these policies isn’t always the best option for everyone. Not sure if you should bundle or not? Here are some of the things you should consider to help you decide.
Are You Eligible?
If you live in an area prone to certain extreme weather events, then you might not have the option to bundle your homeowners insurance with another insurance policy. So, before you spend too much time deciding whether you should bundle or not, you should make sure you are actually geographically eligible to do so.
How does each policy look individually?
While most insurance companies offer various insurance products, sometimes one insurance option is better than the others. For instance, a company might have really great auto insurance offerings, but only subpar homeowners insurance options. Before you decide to bundle, it’s important that you consider each policy individually. If you find one of the policies lacking, you should not bother bundling.
What are the overall benefits?
Finally, before bundling, you should compare the features, deductibles, and premiums of both policies. Sometimes discounts in one area can distract from higher costs in another. Additionally, it’s important that you do not get too caught up in the amount of projected savings. While it’s great to save on your insurance, you should never sacrifice service or coverage to do so.
These are some of the things you should consider before bundling your home and auto insurance. Do you have questions regarding your homeowners or auto insurance? Then turn to the experts at Weeks & Associates Insurance Services in Thousand Oaks, California. We are ready to assist you with all your insurance needs. Contact us to get started today.