May 12 What To Do In An Accident & Rental Car Insurance

Know What To Do In An Accident & Protect Your Rental Car With The Right Auto Insurance

Know how your rental car is covered!

You’ve fueled up the car, and you’re ready to hit the road. But, before you get ready to enjoy the freedoms of the open road, it’s important to know how to keep your rental car safe. No matter how safe of a driver you are, sometimes accidents happen. Check out this guide so that you know how to respond to an accident in a rental car.

Notify Your Insurance Company.

Before you set out on your road trip, give your insurance company a call to let them know that you’re renting a car. If you already have your own personal auto insurance, most insurance companies provide you with rental car coverage. Just ensure that you’re driving in the US as most policies won’t give you coverage abroad.

Keep in Mind That Three Parties Are Involved.

An accident in a rental car is the same as an accident in your personal vehicle. Make sure to collect the other driver’s information and document the damages. The main difference when driving a rental car is that you must involve three parties. You must involve your insurance company, the other driver’s insurance company, and the rental company.

Know Your Limits.

Your personal auto insurance policy will only give you so much coverage. If damages exceed the limits of the policy, then you’re left paying for the rest out of pocket. Ensure that you have enough coverage and look into additional liability coverage. Additionally, check with your credit card company. Certain companies will give you additional coverage for a rental car accident if you exceed the limits of your current policies. Just be sure to call in advance to double check and make sure to use the credit card to rent the car.

Ensure that your road trip runs smoothly with the right auto insurance. The professionals at Weeks & Associates Insurance Services in Thousand Oaks, California can help you find the best personal and commercial insurance for your needs. Contact us for more information.

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