Is roadside assistance worth it for you?
Roadside assistance is coverage that helps drivers when their car breaks down. Typically, drivers secure this coverage through their auto insurance provider, and almost every carrier offers this optional coverage. Adding roadside assistance to your auto policy will cover things like towing services, flat tire service, lockout services, and other common car issues. Because all drivers will experience car issues at some point in their lifetime, roadside assistance is a recommended coverage. However, some car owners need this coverage more than others. Here’s what you should consider before securing this coverage.
- Your Vehicle’s Age
If you have a newer car, then your chances of dealing with a mechanical issue are pretty slim. Since you do not need to worry about your engine overheating or your battery dying on you, you need to consider the likelihood of needing other roadside services. If you feel like your risk of getting stuck in a ditch or running out of gas is low, then you are probably safe to skip the roadside assistance coverage. However, if you drive an older car that has a history of mechanical or engine troubles, then you should invest in roadside assistance coverage. This ensures that you get the help you need when your car inevitably breaks down again.
- Your Commute
Another thing to consider when it comes to roadside assistance coverage is the distance you drive when commuting or taking care of your regular errands. If you tend to stay close to home, then you may be close enough to a mechanic that can deal with your car’s issues. In this case, there’s no need to pay for roadside assistance. However, if you regularly drive long distances or travel to areas that you are not familiar with, then roadside assistance is a great investment. This is because the more you drive, the more likely you are to experience issues with your car. Additionally, if you are in an unfamiliar location when your car breaks down, then simply calling for roadside assistance is a safer way to get reliable and trustworthy help with your car.
- Your Auto Knowledge
Car enthusiasts who can take care of minor car issues on their own usually do not need roadside assistance for mechanical or engine trouble. So, you need to consider whether or not you would need other roadside assistance services such as lockout, extrication, or fuel delivery services. If you don’t know anything about repairing or servicing your car, then roadside assistance is highly advised, as you will not be able to diagnose and fix mechanical issues on your own.
These are some of the things to consider when deciding on roadside assistance coverage. Do you have additional questions about your car coverage? If so, then contact the experts at Weeks & Associates Insurance Services in Thousand Oaks, California. Our dedicated team is eager to assist you with all your car insurance needs today.